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CollegeDebt

Teacher Education and Professional Development, Specific Subject Areas at University of the Ozarks

AR · Private · 100% graduation rate

C
ROI Score
52/100
CAUTION
Median Debt
$22,036
Year 1 Earnings
$45,000
Year 5 Earnings
$60,300
Debt-to-Earnings
0.49x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio61/100 (35%)
Earnings Premium vs HS40/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg67/100 (10%)

Is Teacher Education and Professional Development, Specific Subject Areas at University of the Ozarks Worth It?

Verdict: CAUTION. Teacher Education and Professional Development, Specific Subject Areas at University of the Ozarks requires careful consideration. The median debt of $22,036 against first-year earnings of $45,000 gives a debt-to-earnings ratio of 0.49x, which means loan repayment will be a stretch. By year five ($60,300), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.