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CollegeDebt

Social Work at University of Massachusetts Global

CA · Public · 100% graduation rate

D
ROI Score
37/100
AVOID
Median Debt
$35,860
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.85x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio32/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg15/100 (10%)

Is Social Work at University of Massachusetts Global Worth It?

Verdict: AVOID. The numbers do not work for Social Work at University of Massachusetts Global. With $35,860 in debt and only $42,000 in first-year earnings, the debt-to-earnings ratio of 0.85x puts graduates in a difficult financial position. Even by year five ($57,120), the earning power does not justify the cost. Look at this major at a less expensive school, or consider a major with stronger earnings potential.