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CollegeDebt

Health and Physical Education/Fitness at University of Guam

GU · Public · 100% graduation rate

C
ROI Score
55/100
CAUTION
Median Debt
$18,956
Year 1 Earnings
$42,000
Year 5 Earnings
$57,540
Debt-to-Earnings
0.45x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio64/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook35/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg79/100 (10%)

Is Health and Physical Education/Fitness at University of Guam Worth It?

Verdict: CAUTION. Health and Physical Education/Fitness at University of Guam requires careful consideration. The median debt of $18,956 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.45x, which means loan repayment will be a stretch. By year five ($57,540), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.