Social Work at Universidad Central de Bayamon
PR · Private · 100% graduation rate
C
ROI Score
56/100
Median Debt
$17,328
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.41x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio67/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg85/100 (10%)
Is Social Work at Universidad Central de Bayamon Worth It?
Verdict: CAUTION. Social Work at Universidad Central de Bayamon requires careful consideration. The median debt of $17,328 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.41x, which means loan repayment will be a stretch. By year five ($57,120), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.