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CollegeDebt

Psychology at The University of Texas at El Paso

TX · Public · 100% graduation rate

C
ROI Score
55/100
CAUTION
Median Debt
$23,756
Year 1 Earnings
$48,000
Year 5 Earnings
$65,280
Debt-to-Earnings
0.49x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio60/100 (35%)
Earnings Premium vs HS48/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg61/100 (10%)

Is Psychology at The University of Texas at El Paso Worth It?

Verdict: CAUTION. Psychology at The University of Texas at El Paso requires careful consideration. The median debt of $23,756 against first-year earnings of $48,000 gives a debt-to-earnings ratio of 0.49x, which means loan repayment will be a stretch. By year five ($65,280), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.