Education at Texas A & M University-Commerce
TX · Public · 100% graduation rate
D
ROI Score
44/100
Median Debt
$29,956
Year 1 Earnings
$45,000
Year 5 Earnings
$60,300
Debt-to-Earnings
0.67x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio47/100 (35%)
Earnings Premium vs HS40/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg38/100 (10%)
Is Education at Texas A & M University-Commerce Worth It?
Verdict: CAUTION. Education at Texas A & M University-Commerce requires careful consideration. The median debt of $29,956 against first-year earnings of $45,000 gives a debt-to-earnings ratio of 0.67x, which means loan repayment will be a stretch. By year five ($60,300), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.