Religion/Religious Studies at Talmudical Seminary Oholei Torah
NY · Private · 100% graduation rate
C
ROI Score
56/100
Median Debt
$25,200
Year 1 Earnings
$52,000
Year 5 Earnings
$69,680
Debt-to-Earnings
0.48x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio61/100 (35%)
Earnings Premium vs HS59/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg56/100 (10%)
Is Religion/Religious Studies at Talmudical Seminary Oholei Torah Worth It?
Verdict: CAUTION. Religion/Religious Studies at Talmudical Seminary Oholei Torah requires careful consideration. The median debt of $25,200 against first-year earnings of $52,000 gives a debt-to-earnings ratio of 0.48x, which means loan repayment will be a stretch. By year five ($69,680), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.