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CollegeDebt

Philosophy at Southern Virginia University

VA · Private · 83% graduation rate

D
ROI Score
46/100
CAUTION
Median Debt
$34,096
Year 1 Earnings
$52,000
Year 5 Earnings
$69,680
Debt-to-Earnings
0.66x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio48/100 (35%)
Earnings Premium vs HS59/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate83/100 (10%)
Debt vs National Avg24/100 (10%)

Is Philosophy at Southern Virginia University Worth It?

Verdict: CAUTION. Philosophy at Southern Virginia University requires careful consideration. The median debt of $34,096 against first-year earnings of $52,000 gives a debt-to-earnings ratio of 0.66x, which means loan repayment will be a stretch. By year five ($69,680), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.