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CollegeDebt

Social Work at Saint Mary's College

IN · Private · 100% graduation rate

D
ROI Score
48/100
CAUTION
Median Debt
$25,060
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.60x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio52/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg56/100 (10%)

Is Social Work at Saint Mary's College Worth It?

Verdict: CAUTION. Social Work at Saint Mary's College requires careful consideration. The median debt of $25,060 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.60x, which means loan repayment will be a stretch. By year five ($57,120), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.