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CollegeDebt

Psychology at Pontifical Catholic University of Puerto Rico-Ponce

PR · Private · 100% graduation rate

C
ROI Score
59/100
CAUTION
Median Debt
$19,788
Year 1 Earnings
$48,000
Year 5 Earnings
$65,280
Debt-to-Earnings
0.41x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio67/100 (35%)
Earnings Premium vs HS48/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg76/100 (10%)

Is Psychology at Pontifical Catholic University of Puerto Rico-Ponce Worth It?

Verdict: CAUTION. Psychology at Pontifical Catholic University of Puerto Rico-Ponce requires careful consideration. The median debt of $19,788 against first-year earnings of $48,000 gives a debt-to-earnings ratio of 0.41x, which means loan repayment will be a stretch. By year five ($65,280), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.