Teacher Education and Professional Development, Specific Subject Areas at Montana State University-Northern
MT · Public · 100% graduation rate
C
ROI Score
51/100
Median Debt
$22,504
Year 1 Earnings
$45,000
Year 5 Earnings
$60,300
Debt-to-Earnings
0.50x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio60/100 (35%)
Earnings Premium vs HS40/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg65/100 (10%)
Is Teacher Education and Professional Development, Specific Subject Areas at Montana State University-Northern Worth It?
Verdict: CAUTION. Teacher Education and Professional Development, Specific Subject Areas at Montana State University-Northern requires careful consideration. The median debt of $22,504 against first-year earnings of $45,000 gives a debt-to-earnings ratio of 0.50x, which means loan repayment will be a stretch. By year five ($60,300), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.