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CollegeDebt

Liberal Arts and Sciences, General Studies and Humanities at Montana State University-Northern

MT · Public · 100% graduation rate

C
ROI Score
53/100
CAUTION
Median Debt
$22,504
Year 1 Earnings
$45,000
Year 5 Earnings
$60,750
Debt-to-Earnings
0.50x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio60/100 (35%)
Earnings Premium vs HS40/100 (25%)
Job Market Outlook25/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg66/100 (10%)

Is Liberal Arts and Sciences, General Studies and Humanities at Montana State University-Northern Worth It?

Verdict: CAUTION. Liberal Arts and Sciences, General Studies and Humanities at Montana State University-Northern requires careful consideration. The median debt of $22,504 against first-year earnings of $45,000 gives a debt-to-earnings ratio of 0.50x, which means loan repayment will be a stretch. By year five ($60,750), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.