Psychology at Misericordia University
PA · Private · 100% graduation rate
D
ROI Score
46/100
Median Debt
$33,596
Year 1 Earnings
$48,000
Year 5 Earnings
$65,280
Debt-to-Earnings
0.70x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio44/100 (35%)
Earnings Premium vs HS48/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg24/100 (10%)
Is Psychology at Misericordia University Worth It?
Verdict: CAUTION. Psychology at Misericordia University requires careful consideration. The median debt of $33,596 against first-year earnings of $48,000 gives a debt-to-earnings ratio of 0.70x, which means loan repayment will be a stretch. By year five ($65,280), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.