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CollegeDebt

Natural Resources Conservation and Research at Massachusetts Maritime Academy

MA · Public · 99% graduation rate

C
ROI Score
59/100
CAUTION
Median Debt
$20,560
Year 1 Earnings
$50,000
Year 5 Earnings
$67,500
Debt-to-Earnings
0.41x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio67/100 (35%)
Earnings Premium vs HS53/100 (25%)
Job Market Outlook25/100 (20%)
Graduation Rate99/100 (10%)
Debt vs National Avg70/100 (10%)

Is Natural Resources Conservation and Research at Massachusetts Maritime Academy Worth It?

Verdict: CAUTION. Natural Resources Conservation and Research at Massachusetts Maritime Academy requires careful consideration. The median debt of $20,560 against first-year earnings of $50,000 gives a debt-to-earnings ratio of 0.41x, which means loan repayment will be a stretch. By year five ($67,500), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.