Philosophy at Hobart William Smith Colleges
NY · Private · 100% graduation rate
C
ROI Score
59/100
Median Debt
$22,016
Year 1 Earnings
$52,000
Year 5 Earnings
$69,680
Debt-to-Earnings
0.42x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio66/100 (35%)
Earnings Premium vs HS59/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg69/100 (10%)
Is Philosophy at Hobart William Smith Colleges Worth It?
Verdict: CAUTION. Philosophy at Hobart William Smith Colleges requires careful consideration. The median debt of $22,016 against first-year earnings of $52,000 gives a debt-to-earnings ratio of 0.42x, which means loan repayment will be a stretch. By year five ($69,680), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.