Biology at Hardin-Simmons University
TX · Private · 100% graduation rate
C
ROI Score
58/100
Median Debt
$26,796
Year 1 Earnings
$55,000
Year 5 Earnings
$74,250
Debt-to-Earnings
0.49x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio61/100 (35%)
Earnings Premium vs HS67/100 (25%)
Job Market Outlook25/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg48/100 (10%)
Is Biology at Hardin-Simmons University Worth It?
Verdict: CAUTION. Biology at Hardin-Simmons University requires careful consideration. The median debt of $26,796 against first-year earnings of $55,000 gives a debt-to-earnings ratio of 0.49x, which means loan repayment will be a stretch. By year five ($74,250), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.