Human Services at Grace College and Theological Seminary
IN · Private · 100% graduation rate
D
ROI Score
47/100
Median Debt
$26,024
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.62x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio50/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg54/100 (10%)
Is Human Services at Grace College and Theological Seminary Worth It?
Verdict: CAUTION. Human Services at Grace College and Theological Seminary requires careful consideration. The median debt of $26,024 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.62x, which means loan repayment will be a stretch. By year five ($57,120), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.