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CollegeDebt

Psychology at College of Our Lady of the Elms

MA · Private · 100% graduation rate

D
ROI Score
39/100
AVOID
Median Debt
$41,728
Year 1 Earnings
$48,000
Year 5 Earnings
$65,280
Debt-to-Earnings
0.87x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio30/100 (35%)
Earnings Premium vs HS48/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg0/100 (10%)

Is Psychology at College of Our Lady of the Elms Worth It?

Verdict: AVOID. The numbers do not work for Psychology at College of Our Lady of the Elms. With $41,728 in debt and only $48,000 in first-year earnings, the debt-to-earnings ratio of 0.87x puts graduates in a difficult financial position. Even by year five ($65,280), the earning power does not justify the cost. Look at this major at a less expensive school, or consider a major with stronger earnings potential.