Pastoral Counseling and Specialized Ministries at Charlotte Christian College and Theological Seminary
NC · Private · 100% graduation rate
D
ROI Score
35/100
Median Debt
$33,788
Year 1 Earnings
$40,000
Year 5 Earnings
$53,600
Debt-to-Earnings
0.84x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio32/100 (35%)
Earnings Premium vs HS27/100 (25%)
Job Market Outlook20/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg26/100 (10%)
Is Pastoral Counseling and Specialized Ministries at Charlotte Christian College and Theological Seminary Worth It?
Verdict: AVOID. The numbers do not work for Pastoral Counseling and Specialized Ministries at Charlotte Christian College and Theological Seminary. With $33,788 in debt and only $40,000 in first-year earnings, the debt-to-earnings ratio of 0.84x puts graduates in a difficult financial position. Even by year five ($53,600), the earning power does not justify the cost. Look at this major at a less expensive school, or consider a major with stronger earnings potential.