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CollegeDebt

Social Work at Chadron State College

NE · Public · 100% graduation rate

C
ROI Score
53/100
CAUTION
Median Debt
$20,320
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.48x

Debt vs Earnings

ROI Score Breakdown

Debt-to-Income Ratio61/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg74/100 (10%)

Is Social Work at Chadron State College Worth It?

Verdict: CAUTION. Social Work at Chadron State College requires careful consideration. The median debt of $20,320 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.48x, which means loan repayment will be a stretch. By year five ($57,120), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.