Music at Bard College
NY · Private · 100% graduation rate
D
ROI Score
45/100
Median Debt
$27,065
Year 1 Earnings
$42,000
Year 5 Earnings
$56,700
Debt-to-Earnings
0.64x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio48/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook25/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg52/100 (10%)
Is Music at Bard College Worth It?
Verdict: CAUTION. Music at Bard College requires careful consideration. The median debt of $27,065 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.64x, which means loan repayment will be a stretch. By year five ($56,700), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.