Human Services at American Baptist College
TN · Private · 100% graduation rate
D
ROI Score
36/100
Median Debt
$36,840
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.88x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio30/100 (35%)
Earnings Premium vs HS32/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg15/100 (10%)
Is Human Services at American Baptist College Worth It?
Verdict: AVOID. The numbers do not work for Human Services at American Baptist College. With $36,840 in debt and only $42,000 in first-year earnings, the debt-to-earnings ratio of 0.88x puts graduates in a difficult financial position. Even by year five ($57,120), the earning power does not justify the cost. Look at this major at a less expensive school, or consider a major with stronger earnings potential.